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What the dealer pays you

Craps Payouts: The Full Payout Chart for Every Bet on the Table

A $6 chip on the six wins and the dealer slides back $7, not $6.60. Craps payouts are built around moments like that: fixed ratios, paid in amounts that divide cleanly into chips. Once you know which bets pay what and why the units matter, you will spot a short payment before the stickman calls the next roll.

This page puts every bet on one chart, with the ratio, a worked example on a typical stake and the house edge. Then it goes through the dealer's own arithmetic, the bets that only pay correctly in certain units, and the small word on older layouts that quietly takes one unit off every winning proposition bet.

The complete craps payouts chart

The chart below lists craps payouts for every standard bet, with a worked example on a stake a real table would take. The examples show winnings only; your original bet stays yours on top of that. Line and odds bets stay up until decided, while the center bets are settled on one roll.

BetPaysExample stakeYou win
Pass Line / Come1 to 1$10$10
Don’t Pass / Don’t Come1 to 1$10$10
Odds on 4 or 102 to 1$10$20
Odds on 5 or 93 to 2$10$15
Odds on 6 or 86 to 5$10$12
Lay odds against 4 or 101 to 2$20$10
Lay odds against 5 or 92 to 3$15$10
Lay odds against 6 or 85 to 6$12$10
Place 4 or 109 to 5$5$9
Place 5 or 97 to 5$5$7
Place 6 or 87 to 6$6$7
Buy 4 or 102 to 1 less 5%$20$40 less $1 vig
Lay 4 or 101 to 2 less 5% of the win$40$20 less $1 vig
Field (3, 4, 9, 10, 11)1 to 1$5$5
Field on 2 or 122 to 1$5$10
Big 6 / Big 81 to 1$6$6
Hard 4 or 107 to 1$5$35
Hard 6 or 89 to 1$5$45
Any Seven4 to 1$5$20
Any Craps7 to 1$5$35
Aces (2) / Boxcars (12)30 to 1$5$150
Ace-Deuce (3) / Yo (11)15 to 1$5$75
Hop, easy combination15 to 1$5$75
Hop, hard pair30 to 1$5$150
Horn ($1 on each number)30 to 1 on 2/12, 15 to 1 on 3/11$4$27 net on a 12, $12 net on a 3
Fire Bet24, 249 or 999 to 1 for 4, 5 or 6 points$5$120, $1,245 or $4,995
All Small / All Tall34 to 1$5$170
Make ‘Em All175 to 1$5$875

A few rows depend on house rules. Some tables pay 3 to 1 on the 12 in the field, which cuts that bet’s edge in half, and a small number of rooms collect buy vig up front instead of on wins. The chart uses the most common arrangement, and so do the edge figures below.

How craps payouts line up against the house edge

A payout ratio only means something next to the true chance of winning. The odds bet pays exactly what the dice deserve, so it costs nothing. Every other bet pays a little less than fair, and the gap between the two is the house edge. Our page on craps odds shows those true odds number by number.

Craps payouts and the house edge behind each one
BetPaysHouse edgePer roll
Pass Line1 to 11.41%0.42%
Don't Pass1 to 11.36%0.40%
Odds on 66 to 50.00%0.00%
Place 67 to 61.52%0.46%
Place 57 to 54.00%1.11%
Place 49 to 56.67%1.67%
Buy 42 to 1 less 5%1.67%0.42%
Lay 41 to 2 less 5% of the win2.44%0.61%
Field1 to 1; 2 pays 2 to 1; 12 pays 2 to 15.56%5.56%
Big 61 to 19.09%2.78%
Hard 89 to 19.09%2.78%
Hard 47 to 111.11%2.78%
Any Seven4 to 116.67%16.67%
Any Craps7 to 111.11%11.11%
Aces (2)30 to 113.89%13.89%
Yo (11)15 to 111.11%11.11%
Horn30 to 1 on 2 or 12, 15 to 1 on 3 or 11 (one unit each)12.50%12.50%
C & E3 to 1 on craps, 7 to 1 on 1111.11%11.11%
Fire Bet4 points 24 to 1; 5 points 249 to 1; 6 points 999 to 120.76%—
All Small34 to 17.76%—

Read the chart top to bottom and a pattern appears. Bets with modest payouts, even money on the line or 7 to 6 on the six, carry edges under two percent. The 15 to 1 and 30 to 1 bets in the middle sit above eleven percent. Large craps payouts are paid for by the ratio being further from fair.

Dealer payout math: the units that pay cleanly

Dealers do not work with decimals. They think in units, and each bet has a unit that produces a whole-dollar payment. Bet in those units and the payout is exact. Bet outside them and the table either rounds down in its own favor or refuses the odd amount, which is why dealers sometimes ask you to adjust a bet.

Place 6 and 8 in $6 units

The 7 to 6 ratio pays $7 for every $6. A $12 place bet on the 8 wins $14, $18 wins $21 and $30 wins $35. A $5 chip on the six should pay $5.83, and many live tables simply pay $5, which is a far worse bet than the 1.52% you think you are making.

Place 5, 9, 4 and 10 in $5 units

The 5 and 9 pay 7 to 5, so every $5 wins $7: $10 wins $14 and $25 wins $35. The 4 and 10 pay 9 to 5, so $5 wins $9, $10 wins $18 and $25 wins $45. Anything between those steps gets rounded, and rounding never runs in your direction.

Odds in even amounts

Odds on the 5 or 9 pay 3 to 2, so bet an even number: $10 in odds pays $15, but $5 would pay $7.50 and may be paid as $7. Odds on the 6 or 8 pay 6 to 5, so $5 steps work best, with $10 paying $12. A 4 or 10 pays 2 to 1 on anything.

That is why a $10 pass line bet on a point of 4 with $20 in odds wins $10 plus $40, while the same player on a point of 6 might bet $25 in odds rather than $20. Dealers will often suggest the right amount if you ask. The payout trainer drills these steps until they become automatic.

Buy and lay bets: where the vig goes

A buy bet pays true odds, then the house takes a 5% commission, the vig, on the amount bet. A $20 buy on the 10 wins $40 and the dealer keeps $1. Collected on wins only, that costs 1.67% on the 4 and 10, which beats placing those numbers at 6.67%. See buy and lay bets for details.

A lay bet works in reverse: the seven must come before a number, and the house takes 5% of the win. Laying $40 against the 4 wins $20, minus $1 in vig, so $19 comes back with your $40. When the vig is charged up front instead, the buy edge jumps to 4.76%, so ask how your table collects it.

Proposition bets and the “for 1” trap

The center of the layout pays big numbers on one roll. Aces and boxcars pay 30 to 1, ace-deuce and yo pay 15 to 1, and proposition bets such as any seven pay 4 to 1. Those ratios already give the house between 11% and 17% of each bet. Some layouts take one more unit off with a single word.

When a layout says “30 for 1” instead of “30 to 1”, the $30 includes your own dollar. You win $29, not $30. On a 15 for 1 yo you win $14. Worked through the 36 dice outcomes, both of those bets then carry a 16.67% house edge, up from 13.89% and 11.11% at the “to 1” price.

The same wording appears on hardways at some older tables, where “8 for 1” on the hard 4 means 7 to 1, the standard price. Always convert the number to a “to 1” ratio before comparing tables. A layout printed in “for” language is not dishonest, but it makes the ratio look one unit larger than it is.

What craps payouts cost you per hour

A ratio tells you what a win pays. It does not tell you what a bet costs across a session, because that depends on how often the bet is decided. A field bet is settled every roll, a pass line bet only every few rolls. Set your stake and table speed in the calculator and compare the real hourly price.

    The gap is striking in dollars. A $10 Big 6 pays even money, but it costs roughly six times as much per roll as a $10 place bet on the six at 7 to 6. Same number, same stake, different payout. Many layouts no longer print the Big 6. Nobody misses it.

    Collecting a payout at the table

    When your bet wins, the dealer sets the payout beside your chips, and your original bet stays working unless you say otherwise. Place bets in particular stay up after a hit. If you want the chips back, say “take it down”. If you want the winnings added to the bet, say “press it” before the next roll.

    Check every payment against the chart before the dice go out again. Dealers are quick and accurate, but a busy table can produce a short payment, and once the stickman sends the dice to the shooter it is much harder to fix. A calm “I think that was $14 on the eight” is all it takes.

    Frequently asked questions

    How does craps pay out?

    Every craps bet has a fixed ratio printed on the layout or set by house rules. Line bets pay even money, odds pay the true chance of the number, place bets pay a little less than true odds, and the center props pay large ratios on one-roll outcomes. The dealer pays the winnings and leaves your original chips in place.

    What are the payouts in craps for the most common bets?

    The pass line, come, don't pass and don't come pay 1 to 1. Place 6 and 8 pay 7 to 6, place 5 and 9 pay 7 to 5, and place 4 and 10 pay 9 to 5. The field pays even money with a 2 to 1 bonus on the 2 and 12 under standard rules.

    How much do odds pay in craps?

    The odds bet pays the true odds of the point: 2 to 1 on a 4 or 10, 3 to 2 on a 5 or 9, and 6 to 5 on a 6 or 8. Because the payout matches the real chance, the house has no edge on it, which makes odds the best-value money on the whole layout.

    How do you calculate craps payouts?

    Divide your stake by the right side of the ratio and multiply by the left side. A $12 place bet on the 8 at 7 to 6 is two units of $6, so it pays two times $7, or $14. The same method works for odds, hardways and every proposition bet on the table.

    What does a horn bet pay in craps?

    A horn bet puts one unit on each of the 2, 3, 11 and 12. A 2 or 12 pays 30 to 1 and a 3 or 11 pays 15 to 1 on that one unit, and the other three units lose. On a $4 horn, a 12 nets you $27 and a 3 nets you $12.

    What does the pass line pay in craps?

    The pass line pays even money, 1 to 1, whether the shooter throws a natural on the come-out or makes the point twenty rolls later. A $10 pass line bet that wins returns $10 in winnings. The extra value comes from the odds bet behind it, which pays true odds on the point.

    Why do dealers pay place bets on 6 and 8 in $6 units?

    The 7 to 6 ratio only produces whole-dollar payouts on multiples of $6. A $6 bet wins $7, a $12 bet wins $14. A $5 bet on the six works out to $5.83, which many tables round down to $5, turning a 1.52% bet into a much worse one without you noticing.

    What is the difference between to 1 and for 1 in craps payouts?

    A bet that pays 30 to 1 wins $30 and you keep your $1 stake. A bet that pays 30 for 1 returns $30 in total, including your own dollar, so the real payout is 29 to 1. The word for quietly removes one unit and raises the house edge on that bet.

    How do craps payouts work online?

    Licensed online craps in New Jersey, Michigan, Pennsylvania and West Virginia pays the same ratios as a casino table, and the software settles fractions to the cent. That means a $5 place bet on the six pays $5.83 online. The rules panel in each game lists every payout, so check it before your first roll.

    Is there a craps payout cheat sheet I can print?

    The payout chart on this page works as a craps payout cheat sheet: every bet, the ratio and a worked example on a common stake. Print it or save the page on your phone. Most players only need three rows memorised, the place bets and the odds, because the rest settle by a single multiplication.